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38,000 THINKING KIWIS HAVE JOINED OUR KIWISAVER SCHEME

The Gareth Morgan KiwiSaver Scheme is designed to appeal to thinking Kiwis. Investment is not a no-brainer; there are all manner of slips between saving and returns that result in the diligent but ill-informed saver finishing up with sweet-all reward.

Our mission is to ensure our members get reasonable return over the lifetime of their savings. Here‘s how we operate:

Investment for the long term – no big punts, no chasing the latest investment fad

Preserving the value of your savings is our first priority – diversification is key

Pursuing growth in value of your savings – but only when satisfied that downside risk is controlled. No reward without risk is a truism, but limiting risk is the key to long-term survival

Championing transparency. NO UNIT PRICING.

  • what you see is what you own; no devices like “units” to stop you seeing how your money is invested. Our members know where their savings are invested.
  • it‘s easy for you to check the value of your investment using data from other independent sources (e.g. newspapers)
  • no sly reserving or similar insurance industry devices that separate you from your money
  • straightforward fees, fully declared, no commissions (hidden or “disclosed”) to financial advisers & other helpers
  • no murky “free deals" like insurance or so-called perks that dilute your returns

Clear communication – we provide monthly updates of your investment values and a commentary on financial markets and latest investment strategy.